Getting Started

Welcome to the comprehensive PesaFlux API documentation. This guide will help you understand how to integrate our payment and SMS services into your applications. Our APIs are designed to be developer-friendly with clear documentation and practical examples.

PesaFlux offers multiple services:

Mpesa Integration: STK Push payments and transaction status checking
FluxSMS: Single and bulk SMS sending capabilities
Wallet Services: Fund management and instant withdrawals
Webhooks: Real-time notifications for your applications

To get started with our API integration, you need an API Key. To obtain one:

Login to your PesaFlux Account
Navigate to Linked Accounts and copy your API Key
If you see "no data", go to Account Setup and link your Till, Paybill, or Bank Account
You'll then be redirected to Linked Accounts where you can get your API Key

GET SOURCE CODE ON GITHUB ACCESS DASHBOARD

Mpesa API Integration

PesaFlux Mpesa API enables you to collect payments on your website or mobile app through M-Pesa STK Push. The money is automatically sent to your M-Pesa till number, paybill number, or bank account that you have connected to your PesaFlux account.

#Initiate STK Push

POSThttps://api.pesaflux.co.ke/v1/initiatestk

Headers

Header	Description	Value
Content-Type	The Accept request HTTP header advertises which content types the client can understand.	application/json

Parameters

api_keystringRequired
API key obtained from your PesaFlux Account
Example: nluhfjdgbmzfyjrwzsbqkwcsijb
emailstringRequired
Email that you use to login into PesaFlux Account
Example: example@gmail.com
amountnumberRequired
Amount to request from your customer in KES
Example: 1
msisdnstringRequired
Phone number to request money from
Example: 254768783443 OR 0768783443
referencestringOptional
A unique reference that will be used to identify the transaction
Example: 6527990

Error Response Codes

ResponseCode	ResponseDescription
0	Success. Request accepted for processing
1	The balance is insufficient for the transaction.
1032	Request cancelled by user
1037	DS timeout user cannot be reached
1025	An error occurred while sending a push request
9999	An error occurred while sending a push request.
2001	The initiator information is invalid.
1019	Transaction has expired
1001	Unable to lock subscriber, a transaction is already in process for the current subscriber

Request

curl -X POST "https://api.pesaflux.co.ke/v1/initiatestk" \
  -H "Content-Type: application/json" \
  -d '{
  "api_key": "nluhfjdgbmzfyjrwzsbqkwcsijb",
  "email": "example@gmail.com",
  "amount": "30",
  "msisdn": "254768783443",
  "reference": "6527990"
}'

<?php
$payload = [
    'api_key' => 'nluhfjdgbmzfyjrwzsbqkwcsijb',
    'email' => 'example@gmail.com',
    'amount' => '30',
    'msisdn' => '254768783443',
    'reference' => '6527990'
];

$ch = curl_init('https://api.pesaflux.co.ke/v1/initiatestk');
curl_setopt_array($ch, [
    CURLOPT_POST => true,
    CURLOPT_RETURNTRANSFER => true,
    CURLOPT_HTTPHEADER => ['Content-Type: application/json'],
    CURLOPT_POSTFIELDS => json_encode($payload),
]);
$response = curl_exec($ch);
curl_close($ch);

echo $response;

const response = await fetch("https://api.pesaflux.co.ke/v1/initiatestk", {
  method: "POST",
  headers: { "Content-Type": "application/json" },
  body: JSON.stringify({
    "api_key": "nluhfjdgbmzfyjrwzsbqkwcsijb",
    "email": "example@gmail.com",
    "amount": "30",
    "msisdn": "254768783443",
    "reference": "6527990"
  }),
});

const data = await response.json();
console.log(data);

import requests

payload = {
  "api_key": "nluhfjdgbmzfyjrwzsbqkwcsijb",
  "email": "example@gmail.com",
  "amount": "30",
  "msisdn": "254768783443",
  "reference": "6527990"
}

response = requests.post("https://api.pesaflux.co.ke/v1/initiatestk", json=payload, timeout=30)
print(response.json())

{
    "api_key": "nluhfjdgbmzfyjrwzsbqkwcsijb",
    "email": "example@gmail.com",
    "amount": "30",
    "msisdn": "254768783443",
    "reference": "6527990"
}

Response

{
    "success": "200",
    "massage": "Request sent sucessfully.",
    "transaction_request_id": "SOFTPID2809202423523970891"
}

{
    "ResponseCode": 0,
    "ResponseDescription": "Success. Request accepted for processing",
    "MerchantRequestID": "dab3-4cb9-9110-99918efd35e39105683",
    "CheckoutRequestID": "ws_CO_28092024222014167769290734",
    "TransactionID": "SOFTPID2809202422201241148",
    "TransactionAmount": 2,
    "TransactionReceipt": "SIS88JC7AM",
    "TransactionDate": "20240928222012",
    "TransactionReference": "8803416",
    "Msisdn": "254769290734"
}

{
    "ResponseCode": 1032,
    "ResponseDescription": "Request cancelled by user",
    "MerchantRequestID": "c687-4e11-bbe3-3e2fd41c9911951313",
    "CheckoutRequestID": "ws_CO_28092024232536273769290734",
    "TransactionID": "SOFTPID2809202423253425286",
    "TransactionAmount": 640,
    "TransactionDate": "20240928232534",
    "TransactionReference": "1",
    "Msisdn": "254769290734"
}

#Transaction Status

POSThttps://api.pesaflux.co.ke/v1/transactionstatus

Parameters

api_keystringRequired
API key obtained from your PesaFlux Account
Example: nluhfjdgbmzfyjrwzsbqkwcsijb
emailstringRequired
Email that you use to login into PesaFlux Account
Example: example@gmail.com
transaction_request_idstringRequired
Transaction id that you get after initiating stk push
Example: SOFTPID2809202423253425286

Request

curl -X POST "https://api.pesaflux.co.ke/v1/transactionstatus" \
  -H "Content-Type: application/json" \
  -d '{
  "api_key": "nluhfjdgbmzfyjrwzsbqkwcsijb",
  "email": "example@gmail.com",
  "transaction_request_id": "SOFTPID2809202423253425286"
}'

<?php
$payload = [
    'api_key' => 'nluhfjdgbmzfyjrwzsbqkwcsijb',
    'email' => 'example@gmail.com',
    'transaction_request_id' => 'SOFTPID2809202423253425286'
];

$ch = curl_init('https://api.pesaflux.co.ke/v1/transactionstatus');
curl_setopt_array($ch, [
    CURLOPT_POST => true,
    CURLOPT_RETURNTRANSFER => true,
    CURLOPT_HTTPHEADER => ['Content-Type: application/json'],
    CURLOPT_POSTFIELDS => json_encode($payload),
]);
$response = curl_exec($ch);
curl_close($ch);

echo $response;

const response = await fetch("https://api.pesaflux.co.ke/v1/transactionstatus", {
  method: "POST",
  headers: { "Content-Type": "application/json" },
  body: JSON.stringify({
    "api_key": "nluhfjdgbmzfyjrwzsbqkwcsijb",
    "email": "example@gmail.com",
    "transaction_request_id": "SOFTPID2809202423253425286"
  }),
});

const data = await response.json();
console.log(data);

import requests

payload = {
  "api_key": "nluhfjdgbmzfyjrwzsbqkwcsijb",
  "email": "example@gmail.com",
  "transaction_request_id": "SOFTPID2809202423253425286"
}

response = requests.post("https://api.pesaflux.co.ke/v1/transactionstatus", json=payload, timeout=30)
print(response.json())

{
    "api_key": "nluhfjdgbmzfyjrwzsbqkwcsijb",
    "email": "example@gmail.com",
    "transaction_request_id": "SOFTPID2809202423253425286"
}

Response

{
    "ResultCode": "200",
    "ResultDesc": "Success. Request accepted for processing",
    "TransactionID": "SOFTPID2809202423523970891",
    "TransactionStatus": "Completed",
    "TransactionCode": "0",
    "TransactionReceipt": "SIS48OB9N4",
    "TransactionAmount": "10",
    "Msisdn": "254768783443",
    "TransactionDate": "202423491281280",
    "TransactionReference": "8803416"
}

FluxSMS API

FluxSMS API allows you to send single and bulk SMS messages to Kenyan phone numbers. Our SMS service is reliable, fast, and cost-effective for all your messaging needs.

#Send Single SMS

POSThttps://api.fluxsms.co.ke/sendsms

No SMS balance? The message is not lost. It waits in your queue and is sent automatically within about 3 minutes of your next top-up. Queued messages expire after 24 hours and up to 200 can wait. Check status: "sent" went out, "scheduled" is waiting for a top-up.

Headers

Header	Description	Value
Content-Type	The Accept request HTTP header advertises which content types the client can understand.	application/json

Parameters

api_keystringRequired
API key obtained from your PesaFlux Account
Example: nluhfjdgbmzfyjrwzsbqkwcsijb
phonestringRequired
Kenyan phone number (0712345678 or 254712345678)
Example: 0769290734
messagestringRequired
SMS message content (max 160 characters per SMS)
Example: Hello from FluxSMS!
sender_idstringRequired
Sender ID for the SMS (default: fluxsms)
Example: fluxsms

Request

curl -X POST "https://api.fluxsms.co.ke/sendsms" \
  -H "Content-Type: application/json" \
  -d '{
  "api_key": "nluhfjdgbmzfyjrwzsbqkwcsijb",
  "phone": "0769290734",
  "message": "Hello from FluxSMS API!",
  "sender_id": "fluxsms"
}'

<?php
function sendSMS($phone, $message, $sender_id = 'fluxsms') {
    $endpoint = "https://api.fluxsms.co.ke/sendsms";
    
    $payload = [
        "api_key" => "YOUR_API_KEY",
        "phone" => $phone,
        "message" => $message,
        "sender_id" => $sender_id
    ];
    
    $ch = curl_init($endpoint);
    curl_setopt($ch, CURLOPT_RETURNTRANSFER, true);
    curl_setopt($ch, CURLOPT_POSTFIELDS, json_encode($payload));
    curl_setopt($ch, CURLOPT_HTTPHEADER, ['Content-Type: application/json']);
    
    $response = curl_exec($ch);
    curl_close($ch);
    
    return json_decode($response, true);
}

// Usage
$result = sendSMS("0769290734", "Hello from FluxSMS!", "fluxsms");
echo json_encode($result);
?>

const response = await fetch("https://api.fluxsms.co.ke/sendsms", {
  method: "POST",
  headers: { "Content-Type": "application/json" },
  body: JSON.stringify({
    "api_key": "nluhfjdgbmzfyjrwzsbqkwcsijb",
    "phone": "0769290734",
    "message": "Hello from FluxSMS API!",
    "sender_id": "fluxsms"
  }),
});

const data = await response.json();
console.log(data);

import requests

payload = {
  "api_key": "nluhfjdgbmzfyjrwzsbqkwcsijb",
  "phone": "0769290734",
  "message": "Hello from FluxSMS API!",
  "sender_id": "fluxsms"
}

response = requests.post("https://api.fluxsms.co.ke/sendsms", json=payload, timeout=30)
print(response.json())

{
    "api_key": "nluhfjdgbmzfyjrwzsbqkwcsijb",
    "phone": "0769290734",
    "message": "Hello from FluxSMS API!",
    "sender_id": "fluxsms"
}

Response

{
    "response-code": 200,
    "success": true,
    "status": "sent",
    "message_id": "953474467",
    "phone": 254712345678,
    "network": "Safaricom",
    "units": 1
}

{
    "response-code": 200,
    "success": true,
    "status": "scheduled",
    "message": "Insufficient SMS balance. Message queued and will be sent automatically after you top up (expires in 24 hours).",
    "phone": "254712345678",
    "scheduled_id": 86544
}

#Send Bulk SMS

POSThttps://api.fluxsms.co.ke/bulksms

Parameters

api_keystringRequired
API key obtained from your PesaFlux Account
Example: nluhfjdgbmzfyjrwzsbqkwcsijb
phonesarrayRequired
Array of Kenyan phone numbers
Example: ["0769290734", "0712345678"]
messagestringRequired
SMS message content
Example: Bulk SMS from FluxSMS!
sender_idstringRequired
Sender ID for the SMS (default: fluxsms)
Example: fluxsms

Request

curl -X POST "https://api.fluxsms.co.ke/bulksms" \
  -H "Content-Type: application/json" \
  -d '{
  "api_key": "nluhfjdgbmzfyjrwzsbqkwcsijb",
  "phones": [
    "0769290734",
    "0712345678",
    "0722345678"
  ],
  "message": "Bulk SMS from FluxSMS API!",
  "sender_id": "fluxsms"
}'

<?php
function sendBulkSMS($phones, $message, $sender_id = 'fluxsms') {
    $endpoint = "https://api.fluxsms.co.ke/bulksms";
    
    $payload = [
        "api_key" => "YOUR_API_KEY",
        "phones" => $phones,
        "message" => $message,
        "sender_id" => $sender_id
    ];
    
    $ch = curl_init($endpoint);
    curl_setopt($ch, CURLOPT_RETURNTRANSFER, true);
    curl_setopt($ch, CURLOPT_POSTFIELDS, json_encode($payload));
    curl_setopt($ch, CURLOPT_HTTPHEADER, ['Content-Type: application/json']);
    
    $response = curl_exec($ch);
    curl_close($ch);
    
    return json_decode($response, true);
}

// Usage
$phones = ["0769290734", "0712345678", "0722345678"];
$result = sendBulkSMS($phones, "Bulk SMS from FluxSMS!", "fluxsms");
echo json_encode($result);
?>

const response = await fetch("https://api.fluxsms.co.ke/bulksms", {
  method: "POST",
  headers: { "Content-Type": "application/json" },
  body: JSON.stringify({
    "api_key": "nluhfjdgbmzfyjrwzsbqkwcsijb",
    "phones": [
      "0769290734",
      "0712345678",
      "0722345678"
    ],
    "message": "Bulk SMS from FluxSMS API!",
    "sender_id": "fluxsms"
  }),
});

const data = await response.json();
console.log(data);

import requests

payload = {
  "api_key": "nluhfjdgbmzfyjrwzsbqkwcsijb",
  "phones": [
    "0769290734",
    "0712345678",
    "0722345678"
  ],
  "message": "Bulk SMS from FluxSMS API!",
  "sender_id": "fluxsms"
}

response = requests.post("https://api.fluxsms.co.ke/bulksms", json=payload, timeout=30)
print(response.json())

{
    "api_key": "nluhfjdgbmzfyjrwzsbqkwcsijb",
    "phones": ["0769290734", "0712345678", "0722345678"],
    "message": "Bulk SMS from FluxSMS API!",
    "sender_id": "fluxsms"
}

Response

{
    "response-code": 200,
    "success": true,
    "total_sent": 2,
    "total_requests": 2,
    "scheduled": 0,
    "responses": [
        {
            "response-code": 200,
            "response-description": "Success",
            "mobile": "254712345678",
            "messageid": "953474467",
            "clientsmsid": 365599,
            "networkid": 1,
            "units": 1,
            "network": "Safaricom",
            "status": "Sent"
        },
        {
            "response-code": 200,
            "response-description": "Success",
            "mobile": "254722345678",
            "messageid": "953474468",
            "clientsmsid": 500073,
            "networkid": 1,
            "units": 1,
            "network": "Safaricom",
            "status": "Sent"
        }
    ]
}

{
    "response-code": 200,
    "success": true,
    "status": "scheduled",
    "message": "Insufficient SMS balance. Messages queued and will be sent automatically after you top up (expire in 24 hours).",
    "scheduled": 2,
    "failed": 0,
    "details": "You can view queued messages in your SMS History."
}

#SMS Status Check

POSThttps://api.fluxsms.co.ke/smsstatus

Parameters

api_keystringRequired
API key obtained from your PesaFlux Account
Example: nluhfjdgbmzfyjrwzsbqkwcsijb
message_idstringRequired
Message ID returned when SMS was sent
Example: SMS_20241201_123456789

SMS Status Values

Status	Description
pending	SMS is queued for sending
sent	SMS has been sent to the network
delivered	SMS has been delivered to the recipient
failed	SMS delivery failed
unknown	Delivery status is unknown

Request

curl -X POST "https://api.fluxsms.co.ke/smsstatus" \
  -H "Content-Type: application/json" \
  -d '{
  "api_key": "nluhfjdgbmzfyjrwzsbqkwcsijb",
  "message_id": "SMS_20241201_123456789"
}'

<?php
$payload = [
    'api_key' => 'nluhfjdgbmzfyjrwzsbqkwcsijb',
    'message_id' => 'SMS_20241201_123456789'
];

$ch = curl_init('https://api.fluxsms.co.ke/smsstatus');
curl_setopt_array($ch, [
    CURLOPT_POST => true,
    CURLOPT_RETURNTRANSFER => true,
    CURLOPT_HTTPHEADER => ['Content-Type: application/json'],
    CURLOPT_POSTFIELDS => json_encode($payload),
]);
$response = curl_exec($ch);
curl_close($ch);

echo $response;

const response = await fetch("https://api.fluxsms.co.ke/smsstatus", {
  method: "POST",
  headers: { "Content-Type": "application/json" },
  body: JSON.stringify({
    "api_key": "nluhfjdgbmzfyjrwzsbqkwcsijb",
    "message_id": "SMS_20241201_123456789"
  }),
});

const data = await response.json();
console.log(data);

import requests

payload = {
  "api_key": "nluhfjdgbmzfyjrwzsbqkwcsijb",
  "message_id": "SMS_20241201_123456789"
}

response = requests.post("https://api.fluxsms.co.ke/smsstatus", json=payload, timeout=30)
print(response.json())

{
    "api_key": "nluhfjdgbmzfyjrwzsbqkwcsijb",
    "message_id": "SMS_20241201_123456789"
}

Response

{
    "response-code": 200,
    "message-id": "2057725612",
    "response-description": "Success",
    "delivery-status": 32,
    "delivery-description": "DeliveredToTerminal",
    "delivery-tat": "0.17 sec",
    "delivery-networkid": 1,
    "delivery-time": "2025-07-12 22:02:46"
}

#SMS Balance Check

POSThttps://api.fluxsms.co.ke/check_sms_balance

Parameters

api_keystringRequired
API key obtained from your PesaFlux Account
Example: nluhfjdgbmzfyjrwzsbqkwcsijb

Request

curl -X POST "https://api.fluxsms.co.ke/check_sms_balance" \
  -H "Content-Type: application/json" \
  -d '{
    "api_key": "nluhfjdgbmzfyjrwzsbqkwcsijb",
    
}'

<?php
$ch = curl_init('https://api.fluxsms.co.ke/check_sms_balance');
curl_setopt_array($ch, [CURLOPT_POST => true, CURLOPT_RETURNTRANSFER => true,
    CURLOPT_HTTPHEADER => ['Content-Type: application/json'],
    CURLOPT_POSTFIELDS => '{
    "api_key": "nluhfjdgbmzfyjrwzsbqkwcsijb",
    
}']);
echo curl_exec($ch);

const response = await fetch("https://api.fluxsms.co.ke/check_sms_balance", {
  method: "POST",
  headers: { "Content-Type": "application/json" },
  body: JSON.stringify({
      "api_key": "nluhfjdgbmzfyjrwzsbqkwcsijb",
      
  }),
});

const data = await response.json();
console.log(data);

import requests, json

payload = json.loads("""{
    "api_key": "nluhfjdgbmzfyjrwzsbqkwcsijb",
    
}""")
response = requests.post("https://api.fluxsms.co.ke/check_sms_balance", json=payload, timeout=30)
print(response.json())

{
    "api_key": "nluhfjdgbmzfyjrwzsbqkwcsijb",
    
}

Response

{
    "success": true,
    "sms_balance": 53721
}

WebHooks

WebHooks allow your application to receive real-time notifications when transactions are completed. This eliminates the need to continuously poll our API for transaction status updates.

Setting Up WebHooks

Login to your PesaFlux account at https://pesaflux.co.ke/user
Navigate to Account Settings or API Settings
Enter your webhook URL in the designated field
Save your settings
Test your webhook endpoint to ensure it can receive POST requests

Webhook Payload Structure

When a transaction is completed, PesaFlux will send a POST request to your webhook URL with the following payload:

Webhook Payload Example

{
    "ResponseCode": 0,
    "ResponseDescription": "Success. Request accepted for processing",
    "MerchantRequestID": "dab3-4cb9-9110-99918efd35e39105683",
    "CheckoutRequestID": "ws_CO_28092024222014167769290734",
    "TransactionID": "SOFTPID2809202422201241148",
    "TransactionAmount": 100,
    "TransactionReceipt": "SIS88JC7AM",
    "TransactionDate": "20240928222012",
    "TransactionReference": "ORDER_12345",
    "Msisdn": "254769290734"
}

Webhook Parameters

ResponseCodeinteger
Transaction response code (0 = success, other = error)
ResponseDescriptionstring
Human-readable description of the transaction result
MerchantRequestIDstring
Unique identifier for the merchant request
CheckoutRequestIDstring
Unique identifier for the checkout request
TransactionIDstring
PesaFlux transaction identifier
TransactionAmountnumber
Amount transacted in KES
TransactionReceiptstring
M-Pesa transaction receipt number
TransactionDatestring
Date and time when transaction was completed
TransactionReferencestring
Your custom reference passed during STK initiation
Msisdnstring
Phone number that made the payment

PHP Webhook Handler Example

PHP Webhook Handler

<?php
// webhook.php - Handle PesaFlux webhook notifications

// Get the raw POST data
$json = file_get_contents('php://input');
$data = json_decode($json, true);

// Log the webhook data for debugging
error_log("PesaFlux Webhook: " . $json);

// Validate the webhook data
if (!$data || !isset($data['TransactionID'])) {
    http_response_code(400);
    echo "Invalid webhook data";
    exit;
}

// Extract transaction details
$responseCode = $data['ResponseCode'];
$transactionId = $data['TransactionID'];
$amount = $data['TransactionAmount'];
$receipt = $data['TransactionReceipt'];
$phone = $data['Msisdn'];
$reference = $data['TransactionReference'];

// Process the transaction based on response code
if ($responseCode == 0) {
    // Transaction successful
    processSuccessfulPayment($transactionId, $amount, $receipt, $phone, $reference);
    
    // Send success response
    http_response_code(200);
    echo json_encode(['status' => 'success', 'message' => 'Webhook processed']);
    
} else {
    // Transaction failed
    processFailedPayment($transactionId, $responseCode, $data['ResponseDescription']);
    
    // Send success response (acknowledge receipt)
    http_response_code(200);
    echo json_encode(['status' => 'received', 'message' => 'Failed transaction logged']);
}

function processSuccessfulPayment($transactionId, $amount, $receipt, $phone, $reference) {
    // Your business logic here
    // Example: Update database, send confirmation email, etc.
    
    // Database connection (replace with your details)
    $pdo = new PDO('mysql:host=localhost;dbname=your_db', 'username', 'password');
    
    // Update payment status in database
    $stmt = $pdo->prepare("
        UPDATE payments 
        SET status = 'completed', 
            transaction_receipt = ?, 
            completed_at = NOW() 
        WHERE transaction_id = ?
    ");
    $stmt->execute([$receipt, $transactionId]);
    
    // Send confirmation email/SMS to customer
    sendConfirmation($phone, $amount, $receipt);
}

function processFailedPayment($transactionId, $responseCode, $description) {
    // Log failed transaction
    $pdo = new PDO('mysql:host=localhost;dbname=your_db', 'username', 'password');
    
    $stmt = $pdo->prepare("
        UPDATE payments 
        SET status = 'failed', 
            failure_reason = ?, 
            failed_at = NOW() 
        WHERE transaction_id = ?
    ");
    $stmt->execute([$description, $transactionId]);
}

function sendConfirmation($phone, $amount, $receipt) {
    // Send SMS confirmation using FluxSMS API
    $message = "Payment of KES {$amount} received successfully. Receipt: {$receipt}. Thank you!";
    
    // Use FluxSMS API to send confirmation
    // Implementation depends on your SMS setup
}
?>

Webhook Security Best Practices

Validate webhook data: Always validate incoming webhook data before processing
Use HTTPS: Ensure your webhook endpoint uses HTTPS for secure communication
Implement idempotency: Handle duplicate webhook calls gracefully
Log webhook data: Keep logs of all webhook calls for debugging and audit purposes
Respond quickly: Return HTTP 200 status code within 10 seconds
Handle failures: Implement proper error handling and retry mechanisms

Testing Your Webhook

You can test your webhook endpoint using tools like:

Postman: Send test POST requests to your webhook URL
ngrok: Expose your local development server for testing
Webhook.site: Create temporary webhook URLs for testing

Test Webhook with cURL

curl -X POST https://your-domain.com/webhook.php \
  -H "Content-Type: application/json" \
  -d '{
    "ResponseCode": 0,
    "ResponseDescription": "Success. Request accepted for processing",
    "MerchantRequestID": "test-merchant-id",
    "CheckoutRequestID": "test-checkout-id",
    "TransactionID": "TEST_TRANSACTION_123",
    "TransactionAmount": 100,
    "TransactionReceipt": "TEST_RECEIPT",
    "TransactionDate": "20241201120000",
    "TransactionReference": "TEST_REF_123",
    "Msisdn": "254712345678"
  }'

Supported Banks

PesaFlux supports direct deposits to major Kenyan banks. You can link your bank account to receive payments directly from M-Pesa transactions.

Major Banks

Kenya Commercial Bank (KCB)
Equity Bank
Cooperative Bank
Standard Chartered Bank
Absa Bank Kenya
NCBA Bank

Other Supported Banks

Diamond Trust Bank (DTB)
Diamond Trust Bank (DTB)
I&M Bank
Stanbic Bank
Family Bank
Prime Bank
Gulf African Bank

Mobile Money

M-Pesa (Safaricom)
Airtel Money
T-Kash (Telkom)
Till Numbers
Paybill Numbers
Buy Goods & Services

Account Setup

To link your bank account or mobile money:

Login to your PesaFlux account
Go to Account Setup
Select your preferred bank or mobile money option
Provide the required account details
Verify your account information
Start receiving payments directly

Link Account Now

Note: Processing times may vary depending on the bank or mobile money provider. Most transactions are processed instantly, while bank transfers may take 1-3 business days.